Note:

• ¹Eligibility for Foreign Currency Conversion Risk Waiver Only for ttb reserve credit cardholders who holds the total AUM with ttb for over 5 million Baht and/or Platinum or Diamond status, and/or holds Gold or Platinum or Diamond status, subject to the bank's terms and conditions, are eligible for a waiver of the 2.5% foreign currency conversion risk fee on spending and cash advances made in foreign currencies. ttb reserve credit cardholders who does not hold Gold or Platinum or Diamond status will incur a 1% foreign currency conversion risk fee on spending and cash advances in foreign currencies.
• 2 Foreign Currency Transactions In cases where the credit card is used for payments, purchases, or cash advances in foreign currencies, the transaction will be converted to Thai baht based on the exchange rate billed to the bank by its credit card network provider (VISA) on the transaction billing date. The rate may vary based on the actual transaction day and time according to the terms set by the bank's credit card network provider. Cardholders can review the reference exchange rate at: https://usa.visa.com/support/consumer/travel-support/exchange-rate-calculator.html.

Note:

• ¹ttb reserve credit cardholders who holds the total AUM with ttb for over 5 million Baht and/or Platinum or Diamond status, and/or holds Gold or Platinum or Diamond status are subject to the bank's terms and conditions. For ttb reserve credit cardholders who does not hold Gold or Platinum or Diamond status, 1 reward point will be earned for every 10 Baht spent.

Note:

• ¹ttb reserve credit cardholders who holds the total AUM with ttb for over 5 million Baht and/or Platinum or Diamond status, and/or holds Gold or Platinum or Diamond status are subject to the bank's terms and conditions. For ttb reserve credit cardholders who does not hold Gold or Platinum or Diamond status, 1 reward point will be earned for every 10 Baht spent.

• Enjoy a discount on the purchase of spa products and services.
• 5% discount on products
• 10% discount on any spa treatments at THANN Sanctuary spa
• 10% discount on services at THANN Wellness Destination at Ayutthaya

ttb reserve cardholders with Gold status can enjoy a 25% cash back at top fine dining restaurants.

• ALIEN Bangkok
• Cadence by Dan Bark
• Caper by Dan Bark
• CLARA
• Côte by Mauro Colagreco
• EBBE Bangkok
• El Willy
• Gaa
• Ginza Sushi Ichi
• Ginza Tenharu
• GOAT Bangkok
• KHAAN
• Ki Izakaya
• Methavalai Sorndaeng
• Mia
• POTONG
• Royal Osha
• Savelberg
• Sühring
• Wana Yook

Terms and Conditions

• Exclusive privileges for ttb customers with Gold status who hold a valid ttb reserve credit card and have the ttb touch app.
• ttb reserve cardholders with Gold status are entitled to receive 25% cash back; limited at 2,000 Baht / 1 customer account / month.
• Cash back are credited back into ttb reserve card account (primary card) upon spending at participating fine dining restaurants during 1 January 2026 – 31 December 2026.
• Cash back will be calculated from the combined spending through primary and supplementary card and credited into the primary card account only.
• The Bank will calculate cash back based on the spending amount in each month. Such amount will not include spending on gift vouchers, spending for business purpose, spending with returned/cancelled goods or services. Spending amount on the sales slip used for calculation must be recorded in the Bank’s system on a posted date basis.
• The Bank will credit cash back into ttb reserve card account (primary card) within 90 days after the transaction date. The cardholder shall, in this respect, maintain the card in normal status until the date of crediting such cash back or pay the statement balance within due date.
• The Bank is not responsible for or involved with the goods and services provided by the restaurants. In case of any dispute arising from the service, please contact the service provider directly.
• This privilege is non-transferrable, non-changeable and non-exchangeable into cash.
• The Bank reserves the right to withhold and/or recall the privileges under the program if it appears later that the customer is ineligible and/or fails to comply with the Bank’s conditions. In case of dispute, the Bank’s judgment shall be deemed final.
• Any change in the terms and conditions will be notified in advance via the Bank’s channels.
• Customers can study more details of the conditions at ttb reserve line 02-010-1428 throughout 24 hours.

• Bangkok Hospital (Soonvijai) :
• 10% discount on medications (not include doctor fee, special medical equipment, special laboratory items, medical supplies, and package prices)
• 10% discount on room rates (not include hospital service fee, nursing service fee, and meals)
• 10% discount on 5 dental services, including tooth fillings, tooth extractions, gum treatment, root canal treatment, and pediatric dental services.
• BDMS Wellness Clinic :
• 5% discount from package price for BWC Anti-Aging Add-On Program
• 5% discount on medicines and Customized Supplements, excluding special medicines.
• Terms and Conditions
  • This privilege is only available for transactions made with ttb reserve signature credit cards.
  • The discount only applies to customers paying for the service or excess insurance
  • Discounts and services are available until 31 December 2025
  • Discounts may vary depending on the terms and conditions specified by the hospital and are only available at participating hospitals.
  • Please contact the hospital to inquire about discounts and terms prior to obtaining the service
  • The Bank reserves the right to amend the terms and conditions, duration of special offers, and privileges to conform to the service provider’s conditions. The Bank serves as a conduit for special offers.

• Enjoy a dedicated 24-hour ttb reserve personal assistant service.
• Provide information and make reservations for domestic and international services, including recommendations on hotel and tourist attractions, airline tickets, car rental and limousine services, restaurant reservations, concert and sports tickets, and gift and flower delivery. ttb reserve line 0 2010 1428 is available 24 hours a day.
• Provide information and guidance on domestic and international travel, including trip preparation, passport procedures, visa application for the country you want to visit, weather forecasting, foreign exchange rates, language support services, and counseling or emergency assistance during the trip, such as lost items or luggage.
• Enjoy two complimentary roadside assistance visits per calendar year, worth up to 2,500 baht each (for service fees, excluding spare part cost). Choose from six services: emergency towing/lifting (caused by engine faults, electrical system failure, or suspension failure), emergency mechanic service (in the event that operation is available), trailer service and battery replacement, tire support service, organizing the delivery of extra keys or locksmiths in the event that the vehicle is unopenable, and emergency refueling at 4 liters/time.
• Provide information and support with house-related issues, such as coordinating with plumbers, electricians, air-conditioning repairers, insecticide professionals, and locksmiths (in case that the door is unable to be opened)
• Provide medical and mental health support services, such as organizing doctor or phycologist visits for basic physical and mental health counseling as well as providing information and arranging with healthcare facilities and alternative medical services, reserving treatment appointments, and assisting patients with emergency transfers.
• Provide child and parent support services, such as offering information on schools or recreational activities for children, offering food or nutritional information appropriate for the child's age and development, and offering medical information on pediatric institutions and professionals.
• Provide pet assistance services such as telephone veterinary counseling on pet care, vaccination appointment reminders, and information on pet grooming salons and pet boarding services. The services are subject to each service's terms and conditions. Please check the details prior to obtaining the service.

Enjoy exclusive travel privileges at Airport Lounge (LoungeKey) for added traveling convenience. Simply present your ttb reserve signature credit card and boarding pass with the same name at any of the airport lounges across the world, where you can enjoy a range of food, beverages, and amenities.

Note:

• ttb reserve signature credit cardholders are entitled to two (2) complimentary lounge visits per calendar year.
• Lounge privileges are exclusive to ttb reserve signature credit cardholders, encompassing both primary and supplementary cardholders, with a shared annual entitlement. Lounge access rights are valid for one calendar year. Cardholders must present their ttb reserve signature credit card and a corresponding Boarding Pass with matching names at the lounge. Privileges are non-transferable and cannot be extended to companions or other individuals.
• Cardholders are not categorized as “guests.” For example, when a cardholder accesses the lounge alone, the “guest” count must be recorded as zero (0). During the registration process, cardholders without accompanying guests must ensure the guest count remains at zero (0). Failure to update this correctly will result in charges for guest access, as outlined below.
• Before accessing lounge services, cardholders are required to activate the "Online Transactions" and "International Transactions" functionalities on their credit cards. These settings can be enabled via the ttb touch app or by contacting the ttb reserve line at 02-010-1428. For ttb reserve signature cards, a pre-authorization hold of 3.25 USD will be temporarily placed to verify card eligibility. The hold will be automatically released within 14 business days after successful verification.
• In cases where the annual entitlement is exceeded or if companions accompany the cardholder, a fee of 35 USD per guest per visit* or the applicable rate set by the lounge provider will be charged (*exclusive of VAT 7%). Fees will be charged to the cardholder's credit card statement within 60 days of the month of service usage.
• Complimentary lounge access does not include additional services such as shower facilities. Cardholders must pay the applicable fees as determined by the lounge provider for any additional services. It is recommended to confirm the service charges before usage.
• Terms, conditions, and the duration of lounge access are subject to the policies of the bank and the lounge operator. The bank reserves the right to modify or terminate privileges at its discretion, with reasonable prior notice. LoungeKey privileges cannot be transferred, redeemed for cash, or considered personal assets of the cardholder.
• LoungeKey services are provided by third-party operators and are independent of the bank. The bank assumes no responsibility for any errors, omissions, or inadequacies in the services, facilities, or information provided by the lounge operator.
• The bank reserves the sole right to make final decisions in disputes or issues relating to these privileges.
• For further terms and conditions, visit https://www.loungekey.com/th/ttbbank or download the LoungeKey app via the Apple Store or Google Play.
• To locate participating lounges, visit https://www.loungekey.com/th/ttbbank/our-lounges.

Terms and Conditions for Travel Insurance Coverage

• Period: 1 Jan 2026 – 31 Dec 2026
• Comprehensive family travel insurance coverage for both domestic and international trips, with a maximum coverage of THB 16,000,000 when purchasing airfare, travel tickets, or tour packages using the ttb reserve signature credit card.
• Coverage includes accidental travel insurance while traveling on public transportation.
• The credit cardholder must be a resident of Thailand.
• No age limit for the insured, including both the credit cardholder and their spouse.
• Up to two legally recognized children of the cardholder are covered, provided each child is under 23 years old, unmarried, and without a fixed income
• Maximum Compensation Benefits:
  • Accidental Death, Loss of Limb, Loss of Sight, or Permanent Total Disability due to an accident while on public transportation: up to THB 16,000,000.
• To lodge a claim, please contact Tokio Marine Safety Insurance (Thailand) within 30 days of the occurrence at 02-257-8000 ext. 1533, 1995 from Monday to Friday between 08.30 a.m. - 4.45 p.m.
• To inquire about the coverage's terms and conditions, please call 02-257-8000 ext. 5752.
• The terms and conditions of coverage and exclusions shall be in compliance with the insured person's insurance company.
• For emergency assistance, please call 02-569-0227 , which is available 24 hours a day.